(Episode 13)
What is going on?
Did they tell you what happened?
Not yet. They'll have to investigate on the site first...
to see if it's a simple fire case or an arson case.
What do we do?
That building is Ms. Lim's last hope.
- Goodness, no. - Please calm down.
- Goodness. - Calm down.
Goodness.
- Grandma! - Ma'am!
Grandma...
I'm sorry, Grandma.
If I had mustered up my courage a little earlier,
this wouldn't have happened.
I'm sorry.
She's too old to go through such a huge incident.
I do hope she'll be okay.
I know.
Besides, she might not have anywhere to go when she gets discharged.
We've got to find a way to help her somehow.
I'll go get the car.
Do you think it's an arson case?
The situation is just too coincidental...
for it to be a simple fire case.
As soon as we started investigating on the illegal loan case...
regarding Ms. Lim's building, the fire broke out.
If that's true…
The illegal loan and the fire.
If Daehan Bank is really involved in this,
we must find out who's responsible for it.
Whoever it is.
Whatever kind of people they are.
I'm finally free from my headache.
Sam Do has made a huge decision this time.
He's tranquil like mountains, but fast like lightning...
once he puts his mind to it.
But the thing is,
Sam Do is...
a very careful man.
He isn't the kind of person...
who'd take such an action without telling us.
He must've taken care of it quietly...
because it wouldn't be any good if it became an issue.
Sam Do must've felt rushed too.
His uncontrollable auditor is digging up here and there.
I can imagine how uncomfortable he was.
Anyway,
that eyesore building burned down to ashes.
I guess it's time...
we resume the D1 Plan.
It was worth waiting after all.
How did things go?
Well, that's…
- So far, nothing… - Secretary Kim.
You've been the chief secretary for years,
so why is it that you haven't figured it out yet?
I apologize. I'll investigate and report to you as soon as possible.
Mr. Kim.
Find out how President Song Ki Yeol of Daehan Asset Management is doing.
Excuse me, ma'am.
Excuse me!
Be careful not to rip Carrie.
You know how important this tent is?
Carrie. Did it hurt a lot?
Any scratches?
I just can't watch this.
Find yourself a room if you have money for an expensive tent.
I was raised with delicate care,
so I can't sleep just anywhere even for a night.
What is he saying? I'm afraid I might have a son-in-law like him.
You don't have to worry about that.
I already have someone I like.
Thank you.
Good morning, Mi Ho.
After what happened last night, this can't be a good morning.
Do you want me to cry then?
The direr the situation is, the more we should cheer up,
reveal the truth behind the case,
and help Ms. Lim release her resentment.
Don't you agree, Mi Ho?
Thanks for the cheerful information.
Let's prepare for the meeting before Auditor No arrives.
Do you want to take a look at what I've printed first?
Too bad.
Your crush...
seems to have feelings for someone else.
We'll see how it turns out.
("4-story Building in Yongbook-gu Was Caught on Fire")
Is there anything that was revealed overnight?
As you read the articles,
the police suspect that someone intentionally set...
Ms. Lim's building on fire.
It means whoever the culprit is,
they committed arson on purpose.
The person or the group...
who benefits the most from the burn-down...
will most likely be behind it.
According to the information given by Mr. Shin,
the location of Ms. Lim was...
the yolk of a large-scaled development district.
They used the bank...
to put up mortgage on the property...
and constructed a building with the loan.
Then they interrupted her business in a systematic way...
so she failed to pay off the loan.
Ms. Lim didn't leave the building nevertheless.
So they set the building on fire...
to make the leasing impossible.
This is an obvious scheme to take away her house and property.
The development district is huge,
so the following profit is extremely high.
If it's true Daehan Bank is involved with...
this systematic illegal loan,
this could...
shake the basis of Daehan Bank.
It can survive as long as it has firm roots.
The Audit Team exists as an entity in the bank...
regardless of outside authorities...
for this kind of situation.
I'll take the full responsibility.
I'll go see the retired branch manager...
who gave the loan related instructions...
at that time.
Mr. Seo, look into businesses that participated in the development...
and those who made a successful bid.
Okay.
Mr. Moon, see if there were any other illegal loan cases...
within the development district.
Keep checking on the closed branches.
Yes, sir.
What can I do to help?
Why don't you check...
who signed the loan in the branch?
Ms. Han, let me brief you about your schedule today.
A while later...
Can I talk to you in private?
Stay outside.
Yes, ma'am.
I wonder what business the noble auditor...
has with me.
Don't be too sarcastic.
I still think you're my true colleague...
here in this bank.
Okay.
What's up?
Do you know the fire case that happened in Yongbook-gu last night?
I saw it on the news.
What about it?
The building...
is related to the Yongbook Branch illegal loan case.
It's also the case we're working on in secret.
Are you sure it's related to Yongbook Branch?
Probably.
It's no good to be publicized.
We'd better find out the truth quickly and prepare to deal with it.
What do you want me to do?
It's true that Yongbook Branch was...
in charge of property related tasks in 2014.
But the development size is just too big...
to consider it their sole action.
Do you know anything about...
the real estate department in the head office?
The real estate department in 2014...
There was REITs Business Department.
- REITs Business Department? - Yes.
Mr. Yook was in charge of it when he was a CFO.
People gossiped so much about...
how it consisted of the key members under his influence.
No information sharing was allowed. Everything was classified.
I was one of his people,
but I knew nothing about that department.
What was their job that they had to keep it classified?
Perhaps, he didn't want to share information...
with his rival, Lee Hae Gon.
Rumors were rampant...
that Mr. Yook beat Lee Hae Gon and became vice-president...
thanks to the department's successful results.
Now that I think of it,
there were rumors about Daehan Bank's new building.
Did it peter out as the department got disbanded?
New building?
Anyway, that's all I know.
I'll look into the department...
a little more.
That'd be great.
Don't mention it.
The Yongbook Branch and their illegal loan...
in 2014.
I used to be in charge of that branch when I was...
the general manager of Business Management Team.
I'm partly responsible for it.
(Ahn Jeong Tae)
It's the number of the retired branch manager.
I'll cooperate as much as I can.
Thank you.
- No problem. - I'll be off then.
Joo Young, call the HR Team...
and ask them for the list of employees...
who worked at REITs Business Department in 2014.
REITs Business Department?
Yes, ma'am.
(Mr. No came by, and Ms. Han wants an employee list of...)
How did the fire case happen last night?
It seems...
Bae Dong Seok is behind it.
Bae Dong Seok?
Thank goodness the building was empty.
If this had led to any casualties,
it would've been terrible.
I apologize.
I'll find him and put him under control as soon as possible.
Auditor No is keeping his eye on that case.
This shouldn't cause...
any harm to Daehan Bank.
Be more careful about...
watching what the Audit Team is up to.
Yes, sir.
Auditor No just visited...
Ms. Han's office.
Ms. Han soon requested an employee list...
of REITs Department to the HR Team.
Ms. Han?
Yes, he didn't move as expected,
but Auditor No did reach the REITs Department.
He's good at...
taking harsh paths.
I'd better install a GPS system for him...
so that he doesn't get lost on the way.
According to Ms. Han,
around the time Yongbook Branch made the illegal loan,
Mr. Yook's REITs Business Department was in charge of...
property related projects in the head office.
Is it Yook Gwan Sik again?
When will we see the bottom of his corruption?
I've never heard about that department before.
REITs Department?
Are you investigating on that department?
Well, ask us.
We're the elders of Daehan Bank.
Right.
What were their tasks in detail?
It was a real estate related department...
under Yook Gwan Sik's control.
They made some huge performances.
Auditor No.
There's no information about it on the intranet.
It was considered confidential.
It's natural there's no information there.
As you already know,
Mirae Bank and Hangil Bank were merged into Daehan Bank.
So there are two more head offices...
other than this.
I think I heard...
the Seosomun Head Office...
- has the old documents. - Right.
Seosomun Head Office?
If you go there,
you'll find the Document Storage Room...
that keeps documents with expired retention periods.
I believe...
it has quite a lot of documents...
about past real estate projects.
I see.
Thank you.
Don't mention it. It's natural...
to share information with the team.
Let's go.
Goodness.
I'm going to meet Mr. Ahn Jeong Tae.
Mr. Seo, head to the Seosomun Head Office...
and find documents about REITs Department.
Me?
Why me again? Tell Mr. Moon to do the job.
Why must I go there?
Do you want an honest answer or a flattering answer?
An honest yet flattering one.
You have...
such pretty eyes.
You might be good at finding documents.
Will it work on him?
Okay, I'll go.
It works on him. What a dimwit.
Mr. Moon.
Check the database.
Going down.
Doors are closing.
By any chance,
do you know anything about REITs Department?
REITs Department?
Why do you ask?
The gukbap restaurant building, which was caught on fire last night,
is related to the illegal loan in Yongbook Branch.
REITs Department was in charge of real estate tasks...
in the head office around that time.
While investigating on the gukbap restaurant,
you discovered REITs Department?
What an approach.
You must've already heard...
that it was under Mr. Yook's control.
There was something called D1 Plan at that time.
D1 Plan?
It was their core project.
It wasn't my jurisdiction, so that's all I know.
Auditor No.
I can tell you don't work for President Kang.
I'll look into it too,
so let's share information.
Okay.
[Kocowa Ver] MBC E13 'The Banker' "No Solid Proof" -♥ Ruo Xi ♥-
This is going to be amusing.
(President Kang Sam Do)
Auditor No is on the move,
and it's making the snake anxious.
Hello, President Kang.
Why did you want to see me despite your busy schedule?
Welcome.
Someone gave me nice tea as a gift,
so I called you, my dear juniors,
to have a little chit-chat.
Have a seat.
I wanted to see you two...
because I learned a huge lesson...
from the last Mr. Yook incident.
We may be walking on different paths,
but we're the same Daehan Bank family.
Not to mention Vice-president Lee's leadership,
Ms. Han showed off...
her crisis management skills...
during the last employment corruption case.
I must say...
you're prepared to be vice-president now.
Thank you.
I believe...
you two are competent enough to follow in my footsteps...
and lead the future of Daehan Bank.
The economy will help you improve,
and the balance of power...
will bring stability...
and development to our bank.
I'm having high expectations...
for you.
I thought you learned a huge lesson...
after what happened to Mr. Yook.
This is very different from my guess.
Even a rat attacks a cat when it's cornered.
Too bad.
I'm not a rat. I'm a tiger cub.
Oh, right.
You need to brew that tea a little longer to enjoy its real taste.
It's different from cheap ones.
Is that right?
"The balance of power"?
Is he kidding me?
All the documents about real estate should be in this section.
I see.
Excuse me then.
Thank you.
(Document Storage Room, Seosomun Head Office)
It's going to take forever.
Hello, Auditor No.
I'm looking into REITs Department...
at the Seosomun head office with my pretty eyes.
D1 Plan?
What is that?
I'll make sure to find the information...
even if my eyes become sore.
President Kang.
The lab has made a call.
What did they say?
Bae Dong Seok seems to...
have done it under The Best's orders.
As expected.
There's one more thing.
What is it?
The one who visited the research institute recently...
wasn't Mr. No.
It was Vice-president Lee Hae Gon.
He used to be the source of the bank.
How could he not recognize his face?
It was right after his appointment.
I apologize.
Okay, you're excused.
Yes, sir.
Lee Hae Gon...
went to meet Bae Dong Seok in secret?
A tiger cub is...
still a tiger,
is that it?
This is President Kang.
After Mr. Lee's appointment,
a large-scaled shuffling took place.
How did the labor union react?
Things were crazy for a while...
because of the issue.
We received a lot of complaints...
regarding unfair dismissal and all.
It was so hard to calm their rage down.
Oh, dear.
You must've gone through so much.
Mr. Lee is competent,
but it's also true he's a bit...
impetuous.
He wanted to show results as soon as he got appointed,
so he rushed things too much.
That's right.
He has the full authority over all branches,
so you might have to see him often.
I'm worried...
you'll be faced with...
an inevitable confrontation with him.
I guess so.
But I believe it's unavoidable...
to protect the employees' rights.
During the last shareholders' meeting,
the number of employees' shares didn't seem enough.
Shouldn't it be at least three percent...
for them to raise their voice properly?
Sure.
They'll be given a lot of benefits,
so encourage them to buy the shares.
It'll be huge support to our bank too.
Sure, don't worry.
Your term is...
coming to its end, isn't it?
I have about six months left.
Six months... That's around time...
the director of Smart Digital...
finishes his term.
After the next shareholders' meeting,
you could be the next director.
Let's clink.
It's nice seeing you in a while.
The pleasure is mine.
Goodness.
(Head Manager Han Soo Ji)
Ms. Han.
I tried to reach the employees of REITs Department.
All of them are either retired or abroad.
It's hard to reach them.
I left them your personal number first.
Okay, thank you.
Even though they were key figures of Mr. Yook,
no one is left in Daehan Bank?
It's like someone has deleted their record on purpose.
This is Han Soo Ji.
Ms. Han.
I'm Mr. Jung.
Oh, yes, Mr. Jung.
I was wondering who it was since it's an international call.
Department Manager... No.
You're a head manager now, right?
Congratulations on your promotion.
Thank you.
Well, how come someone up high like you...
called someone who's already retired...
like me?
There were lots of missed calls and mails from you.
Oh, well...
it's just that...
you were the department manager of REITs business, right?
From what I remember,
your department managed the real estate business.
I was wondering if you have any data left.
I left all the data when I retired.
Isn't that what I was supposed to do?
Mr. Yook was in charge of that but he's gone now.
What made you curious about this business?
You have been abroad for quite a long time...
and yet you keep up with the news here.
It wasn't even a secret anyway.
I mean, the vice president was involved.
Anyway,
why do you need the data...
of REITs business?
Well, the Audit Office is...
investigating on Yongbook Branch's illegal loan.
And I used to manage that branch before.
I feel like it's partly my fault because I might have been careless.
Well,
this is a highly sensitive matter.
What?
You spared your time to call and ask me for help...
but I'm afraid I'm not of much help.
Oh, well, it's okay.
Take care.
I think now she's even good enough...
to be a vice president.
So, is that how you declare war?
If Han Soo Ji became vice president...
and held authority over personnel affairs,
all I would have left is authority over the branches.
And then,
you're going to close in on me using the Labor Union.
Yes.
There is a meeting at seven with Federation of the Korean Industries.
Will you be attending?
No.
I don't want to deal with old people nagging on me.
Just cancel it.
Ms. Kim.
When is your maternity leave again?
It's from next month.
But the waiting list at the daycare is too long.
So, I'm not sure...
if I want to extend my maternity leave.
Is it that long?
Yes, it's really hard to get it...
even though you apply as soon as you get pregnant.
But I'm lucky I can put myself on the waiting list...
since we have a daycare at headquarters.
It's almost impossible for those who work at the branches.
People don't call it childcare war for no reason.
Is that so?
Can you find me some data about employee benefits right now?
Also, set up a meeting with the head of the Labor Union.
Where should I make an appointment?
Do you want him to come to your office...
or do you want to meet him outside after work?
Tell him to come to the office... No, wait.
Tell him to meet me at the lobby lounge on the first floor.
Since the restructuring,
people are complaining that the Labor Union is not doing its job.
There's no reason to meet him secretly.
(An annual paid holiday)
Did you want to talk to us?
Welcome.
You didn't give me an advance notice.
What did you want to talk about so suddenly?
Let's have a seat.
As a personnel director of Daehan Bank,
I wanted to talk to the heads of the Labor Union...
and listen to the voice of employees.
That's why I invited you over.
Well, if that's the case,
you should've listened to the voice of employees...
before you did your massive restructuring.
Frankly,
ever since you came,
the number of employees has been reduced by 10 percent.
And now you pretend to listen to our voice.
Isn't that hypocrisy?
I think you have a misunderstanding about me.
That's exactly why I came here.
I'm the expert of restructuring.
What?
I cut out all the corrupted parts...
and revive this bank through emergency blood transfusion.
Now, it's time to provide some nutrition...
and try our best to recover.
Stop playing with words...
and just get to the point.
We're all busy here.
Okay, I'll get to the point.
Before you came,
I read about the welfare policy of this bank.
There have been some complaints about the paternity leave problem...
and the lack of daycare centers in the workplace.
The lack of daycare centers is not a new problem at all.
Didn't you have any suggestions...
about adding more daycare centers?
There are always suggestions...
but you can't deal with every suggestion they have.
It's better to raise the salary.
Well...
what's the Union's opinion...
on paternity leave?
Basically,
it's just a nominal system.
They say male employees can use paternity leave...
but no one actually uses it.
What do you think is the biggest obstacle for that?
It's just the social climate.
The society needs to change.
I'm not asking you about the solution for a social problem.
I'm asking about the solution to Daehan Bank's welfare problem...
to the representatives of employees.
Don't you care about employee welfare?
I can't stand this anymore.
Are you disrespecting me?
What?
You disrespect the Labor Union.
That's why you just called us at any time you want...
and tried to sweet-talk us about welfare policy and all.
He's right.
If you really wanted to improve the welfare policy,
you should make it official...
and have a meeting to gather opinions.
What are you doing now, calling us randomly?
Are you suppressing the Labor Union?
Don't pretend you care about the employees.
If you really need to talk about it,
then make an arrangement and invite us officially.
Let's go.
It failed as expected.
REITs business department.
(REITs Business Department)
(Plan)
D... D1.
I found it!
Oh, really? That's good.
You did a good job.
Well done.
I don't just have pretty eyes.
I have good eyes.
REITs business department D1 plan.
I finally found it.
Am I not great?
Yes, I'll see you at the office soon.
Yes.
Why is there only one?
Can I copy this?
His voice was so loud.
I guess he did a good job.
That's what I heard.
Seo Bo Geol looks sloppy...
but he was number one at...
He was number one at Chase Manhattan Bank?
He bragged so much that even I remember it.
Oh, we're here.
Wow, this building is so...
I mean, compared to your house,
it doesn't look like a house of a retired branch manager.
(Episode 14 will air shortly.)
You have a nice house.
I was Gongju branch manager before I became an auditor.
I couldn't afford a small apartment with my severance.
Huh?
Oh, right.
(Ahn Jeong Tae, former Yongbook branch manager)
I see.
I think I got lucky.
I was in charge of VIPs...
when I was branch manager.
They recommended some good investments...
and it was successful.
Is that so?
I assume you are busy...
so I'll just get to the point.
Shin Hyeon Do was a loan teller at Yongbook branch...
and he wrote this loan paper...
for Ms. Lim.
Is that so?
What does it have to do with me?
If you look at this,
he mortgaged the land for her restaurant and granted the loan.
It says the term was to build a building with that loan...
and to repay the loan with rent of that building.
However you look at it,
she couldn't have been granted that money,
considering the valuation.
Why did you ask Mr. Shin to grant this unreasonable loan?
Well,
it's been quite a long time. I don't remember that well.
I mean, do you know how many loans I've approved?
You would know, since you were a branch manager too.
Do you remember every loan you've ever approved?
I've never asked anyone to grant such illegal loans.
Well, I was a branch manager then...
so I guess I approved that loan.
But,
you can't get approval for all loan applications...
just because you submit them to headquarters.
It has to pass the evaluation at headquarters.
Also,
Daehan Bank carried forward...
this real estate business.
I guess the headquarters thought...
they needed to grant some loan aggressively.
That's why they approved it.
But now, after all this time,
you want to blame it on the branch?
That's just ridiculous.
Mr. Shin said he did what you asked him to do.
I remember he did it on his own...
to get more results.
That's absurd.
You said you don't remember...
but you remember that part.
Okay, then...
do you remember who was in charge of that loan at headquarters?
Well,
I was only at my branch.
I don't really know about people at headquarters.
Oh, well.
I'm sorry I'm not of much help.
No, it's okay.
Thank you for your time.
This is Ahn Jeong Tae.
Mr. Ahn said you did that on your own to get more results.
No, that's not true.
He picked that specific land of hers...
and asked me to grant the loan to her.
That was certainly a problematic way to grant a loan.
Do you have any documents to prove it?
He only gave me verbal instructions.
Okay, then.
I'll investigate more and let you know.
Well, I guess...
those who have money and power all suffer...
from amnesia.
They always say they don't know...
or they don't remember.
Tell me about it.
That's just so convenient.
In that case,
you should use some violence.
Huh?
Just punch them in their back...
and their memory will return.
What do you say?
Should I punch that branch manager in the back?
I was quite violent in the old days.
You don't have to.
I'm serious.
Back in the old days,
I was the "white bell-bottoms" of Myeongdong.
Only I could wear the white bell-bottoms.
Because I was the best.
You know...
I didn't do anything wrong to you, right?
I don't think so.
Not yet.
There won't be.
You just need to hold on and not give up.
There is going to be another way then.
True.
If you want to expand investment in Indian start-ups,
as you mentioned,
I believe that the best option for both of us...
would be to do so by establishing corporations...
rather than approaching local branches.
Well, it is quite impossible in the financial sector,
especially in the private bank to establish a local corporation alone.
So, you must find a partner.
And we can recommend you if you want.
We actually already have a partner in mind.
But the issue is the complicated license procedures.
If you decide to go this road,
we can support you to help you with any further issues along the way.
I got it, thank you.
Oh, sorry, excuse me. I need to take this call.
Yes, Mr. Jung. What's the occasion?
I've been thinking about it since you called earlier.
You even called me when you know I'm abroad...
to ask about the REITs business department.
So, I feel like it's quite a big deal.
Did something happen to the bank?
Huh?
No, it's nothing big.
Really?
Didn't you say earlier that the new auditor is investigating...
on the illegal loan at the Yongbook Branch?
He got rid of Mr. Yook, right?
That's true...
but this issue is just about the real estate business...
so I guessed the REITs business department might have done it.
Is that so?
I wish I could help you.
I mean, of all the people who worked for Mr. Yook,
you are the only one...
who is still at Daehan Bank.
You should be successful for us.
Sure, thank you.
It's been a long time.
I'm Jung Chang, former department manager of REITs.
You remember me, right?
Yes, what's the occasion?
Are you aware...
that Han Soo Ji is investigating on the REITs business?
She has sharp eyes...
so I think she is going to find out about the D1 plan anytime soon.
What do you want?
You know I always want the same thing.
I thought you discarded all the relevant data...
when you left the bank.
Well,
are you sure?
Every person needs some insurance just in case of an emergency.
Didn't you learn anything from Yook Gwan Sik?
I don't want you to receive a criminal penalty too.
Oh, well, anyway,
remember that I told you how things are going.
I'll look forward to hearing from you.
What a rat.
Mr. Kang, you sly old fox.
I get it. You got the Labor Union too.
I didn't expect Mr. Kang...
to send his employee here.
He could've just called me.
Rascals like him usually don't...
know the name of a bank president.
I'm pretty sure that they have some kind of connection.
Bae Dong Seok from Seomin Policy Research Institute.
Keep this name in mind.
Get me the attendance list of the last press party.
Okay.
A parcel?
Just leave it there.
There is nothing to leave.
You are a rich man visiting this poor freelancer...
and you didn't bring me any gift?
Wait a second.
I get paid by how many people click on my article.
So, the title...
You should stop writing rubbish articles...
and make a real scoop.
Have you heard about the D1 plan?
D1 plan? What is it?
Well, you should look for it now.
You are the reporter.
Is it about Mr. Kang?
Maybe.
The information is too scant to make a scoop.
You know, Yook Gwan Sik who is in jail for embezzlement.
When he was a CFO,
they set up the REITs Business Department...
to manage the real estate business professionally.
To be more precise,
they made this department to implement the D1 plan.
They put Yook Gwan Sik forward...
but you and I both know...
who pulled the wires from behind.
Then, what is the D1 plan?
You investigated Mr. Kang alone...
and found Bae Dong Seok from Seomin Policy Research Institute.
If you were capable of that,
I think this information is more than enough for you.
We should share what we find from now on.
Why do you tell me this?
Because I can't stand this corruption in Daehan Bank.
You are not honest.
Isn't it because you want to be the president?
Well, that would be even better.
I have a question for you.
Why are you so obsessed with Mr. Kang?
Is it personal?
Or did a family member go bankrupt...
because of President Kang?
I have a huge debt...
with Daehan Bank.
The repayment period is 30 years.
You won't have to suffer for the 30 years...
if you can get a scoop.
Sam Do must be upset.
You made a move for the kids...
rather than for us.
It was an accident caused as I was in a rush...
thinking that Auditor No was after me.
Neither The Best nor I...
was thinking about betrayal.
I have my faith in you, Mr. Bae.
But Sam Do and...
Professor Choi in particular...
loathe these kind of things.
Then what should I...
Mr. Bae.
I'll take care of this for you.
It's not like we just met yesterday.
I've also been helped by your boys before.
Thank you.
This won't happen again.
But,
there will be some things we'll have to cooperate on.
Just between us.
(Certificate of Impression Seal)
As suspected, the old lady's sundae gukbap restaurant was...
part of Yongbook-dong district under development called the D1 Project...
and REITs was the department in charge of the D1 Project.
What's interesting is that...
REITs department evaluated...
their projects on their own...
without going through headquarters.
And if you look at the first page,
this project was approved by Vice-president Yook,
the head of the REITs department.
They just made quarterly reports to the president and the auditor.
Is it Vice-president Yook once again?
The then Yongbook branch manager whom I met today...
claimed that he had no idea about the person...
who approved the loan.
That's nonsense.
How can a branch manager not know his own vice-president?
Mr. Park said that his house was...
magnificent. That tells you everything.
He must have used dirty money to build it.
Does that mean that Yongbook Branch...
took part in REITs' D1 project?
I also think that's the case.
As Mr. Shin explained, the developer for the area including...
the old lady's building was...
Seomin Finance.
And its president is someone we all know very well.
Park Jeong Bae, the president of Seomin Agency.
Then Park Jeong Bae is in charge of...
both Seomin Agency and Seomin Finance?
Was he such a powerful figure? He didn't look like such.
Seomin Agency's president was different back then.
Kim Myoung Soo.
But this is a name...
which we've already seen.
From...
The representative of Seomin Distribution at Gongju Branch.
What's even more interesting is...
Seomin Finance's director of the board's name.
Again, it's...
Bae Dong Seok?
Yes.
With Bae Dong Seok in the center, there must be...
more names such as Park Jeong Bae or Kim Myoung Soo.
They were doing all the dirty works...
under the name 'Seomin' using multiple companies.
Ah, and on the closed branches...
that were not under the influence of CFO Do,
I found traces of deletion of data...
similar to Gongju Branch.
That means that Gongju Branch was...
closed because of Seomin Distribution.
So that Vice-president Yook could cover up his connections with them.
Geez.
How can a bank do such things?
Shutting down branches and firing executives...
to cover up their dirty work. Taking advantage of an old lady's building.
Sending people everyday to...
interfere with her business. Preventing her from leasing.
And starting a fire now?
It means that such people joined hands with the vice-president.
We can't let this go.
Of course not.
But based on the facts from these papers,
there are no traces of illegal activities made by the bank.
It was a legitimate development plan.
A legitimate loan proposal.
A legitimate approval.
The illegal activities made here are...
just our suspicions. We don't have actual evidences.
Even though the president of Seomin Finance was Park Jeong Bae?
That's still not a proof for interfering with...
the old lady's business and setting her building on fire.
Even worse, the data have been deleted.
We could at least find the culprit...
only if the deleted data could be recovered.
I've come to discuss something with you.
Auditor No.
You're always welcome here, Auditor No.
Have a seat.
I was investigating the restaurant in Yongbook which was set on fire...
and I found out that...
the Yongbook Branch...
was involved in an illegal loan for the restaurant,
which was the starting point of REITs department's D1 Project...
lead by Vice-president Yook.
I recall REITs department's D1 Project...
as a mere real estate...
business plan.
What do you mean by illegal loan and fire?
Well, it wasn't...
a regular real estate business plan.
[Kocowa Ver] MBC E14 'The Banker' "What’s Best for Daehan Bank?" -♥ Ruo Xi ♥-
The developer was a company called Seomin Finance.
This company has a close connection to Seomin Agency which you know of.
They all looked after Vice-president Yook.
How can this be possible?
Furthermore,
the branches involved were shut down and their records were deleted...
in an attempt to eradicate the evidences of the illegal acts.
The document we found is not proof enough to...
hold Vice-president Yook responsible.
How can this be possible?
I must have...
trusted him too much.
To tell you the truth,
the D1 Project was proposed by...
the former Vice-president Yook...
who obtained information about the development.
The aggressive loan sale...
brought a large profit to the bank.
I trusted the former Vice-president Yook...
enough to give him full authority and to just report to me quarterly.
And he was making such illegal acts and...
even closing the branches behind my back.
I'm...
ashamed as the president.
Besides, Vice-president Yook is currently in custody,
so we can't just...
call him to account without evidence.
That's why I've come to you for help.
Is there no way of recovering...
the records deleted by Vice-president Yook?
If that's possible,
we could call Vice-president Yook to account.
Auditor No.
That's enough.
Let it go.
Pardon?
The arson in Yongbook-gu and...
the illegal acts done by Vice-president Yook...
personally make it difficult for me to suppress my anger.
But I'm the president of Daehan Bank.
I'm in a position where...
I can't put the bank in danger for personal matters.
That must be the same for you, Auditor No.
Up until now, you...
dispelled corruption caused by Vice-president Yook and CFO Do...
which benefited the bank.
However, how would our customers feel as they continuously face...
corruption caused by the executives?
A bank is built upon trust and credibility.
How can someone trust a bank...
where the executives continuously keep committing wrong?
Isn't that right?
A bank auditor exists...
for the bank.
Your position exists...
to protect Daehan Bank.
Let go of the past and...
please make an effort to prevent these things from...
happening again.
That's...
what your duty is.
What did the president say?
He said to let it go for the bank.
And there is no definite proof.
Will you let it go?
Is it right to let it go for the bank?
I have a different opinion.
But you somehow managed to find this data.
REITs department wasn't known well to many staffs.
Vice-president Lee told me right away...
that they worked on the D1 Project when I inquired about REITs.
- It was easier thanks to him. - Is that so?
Actually,
I got in touch with its business manager in the States.
I was worried as he told me that there were no data left.
I'm glad you found this. Can I keep it?
Yes.
I have plans so I'll get going now.
Sure.
If Vice-president Lee knew about REITs' core business plan,
there's no way that the business manager wouldn't have known.
You dug up on a really sensitive case.
If you had to reach me who's overseas...
to inquire about REITs,
it can't be a trifle matter.
Is something going on at the bank?
With no exaggeration,
the documents starting in one...
went from here to there...
for about 100 meters.
There's no office in Daehan Bank that goes over 100 meters.
I meant the psychological distance.
It seems like engineers can't get the context.
Anyways, I found about REITs from those documents...
and even found the only project left from REITs...
which was the D1 Project.
The D1 Project was the only project left from REITs?
Yes. It seems like...
it was one that was forgotten from the documents to be discarded.
It only came to light after being seen by my pretty eyes.
Hmm, it tastes good.
Ms. Jang, help yourself.
That was good.
I need to get going.
Eat as much as you want...
as you all worked hard. Don't bother coming out.
- Bye. - Take care, Mr. No.
We could go for a second round.
You're good at cutting meat.
Don't be ridiculous.
You're no good, cutting them in the wrong way.
Like this.
As the son of a barbecue restaurant, you have nimble fingers.
It's too early to be amazed.
Ms. Jang, enjoy.
That's okay. I'll eat on my own.
Take it. I wrapped it for you.
Why don't you take it?
It looks like Mr. Seo is really into you.
Mr. Moon, that's not your line.
Let's pretend that I didn't say that.
You can say it again yourself.
- Ms. Jang... - Sorry, you're not my type.
I was just kidding.
♪ Can you really ♪
♪ Hear me? ♪
♪ Then do you know of ♪
You could have been nicer with him.
♪ Bleeding love? ♪
Did you want me to?
♪ Please forgive me ♪
I don't know.
Maybe I don't want you to.
♪ But her ♪
♪ Please allow me just her and her only ♪
You haven't heard back from the police?
No.
I can't say anything about the illegal loans as...
the investigation isn't finished yet.
But for the fire,
you can charge the arsonist directly so...
I'll pass on all the information we have to the police.
Okay.
Thank you for all the help.
Is there anywhere you can stay when you are discharged?
I'll stay at my sibling's place in Suwon...
just until...
my son is released from custody.
I'm really sorry.
Let's get off.
Here we go.
Thank you.
Be careful.
Send our thanks to Mr. Kang.
Sure. Please take care.
- Bye. - Take care.
Get rid of the data we planted.
Are they gone?
Yes.
I've driven them home.
What happened with Bae Dong Seok?
He hasn't been answering his phone.
Mr. Kim,
what have you learned from Mr. Song?
I'm sorry. I'll try to reach him no matter what.
It feels great.
We should have done this from the start.
Just think of how much we spent on those old geezers.
That's an investment and insurance.
And today, you guys just created a risk.
Geez, you're ruining the party.
There's money where there's danger.
You always get pushed around by your brother as you're a coward.
Why are you mentioning my brother?
Yang Gyoung, don't mind her.
She's in a bad mood after going through...
prosecutor's investigation for power tripping.
You are quite photogenic.
Greasy hair with gloomy, gray clothing.
And she had the time to put on BB.
The secretary is here.
Well done.
Hey, it was neatly done.
Have a drink.
I'll pass. I drove here.
Is it really okay to...
proceed in such abrupt manner?
Professor Choi and President Kang...
hate dealing with things out of their plan.
Everything gets slower when you get old.
Action, words, judgment.
Will you be able to achieve great work at their pace?
You've used your young spirit to carry on the work.
Will they still be unhappy with the money they'll get?
That's true.
They're cooperating for money after all.
It's not like we can't proceed with the D1 Project without them.
Attention, all.
We have the money, lots,
construction firm, and even the developer here.
Let's officially resume the D1 Project today.
- I'm in. - Get your drinks!
Good.
Cheers!
I look forward working with you.
Mr. Bae, this is all you need to remember.
Who has the money and where the money is coming from.
Of course it's from you, The Best.
Don't worry.
Hey, it's fine. Drink up.
Don't worry.
The Best?
They are just nut heads who can't grasp the situation.
They should have just enjoyed with what they have...
if they were lucky to be born under rich parents.
The old man must be really upset.
Hello?
There's something I didn't mention earlier on.
Do you know what the core business was for REITs business department?
I already have the D1 Project's approval request.
Is that true?
It must be real as the Audit Team found it from...
the Seosomun Head Office.
Ms. Han,
you have a rather naive way of thinking.
Why would they keep the data...
after removing an entire department?
Mine's real.
I have the original document.
How can I believe yours to be the original?
I was the writer of the first draft...
for the D1 Project.
Does that interest you?
How much will you pay me for this information?
(Daehan Bank Seosomun Head Office)
It's the data I copied here earlier in the day.
I want to see the original.
There's nothing on REITs or the D1 Project.
That can't be.
One of our staff just made a copy of it earlier on today.
It's not on our list.
Are you sure that it was copied from here?
Yes.
REITs Department, 2014.
Approval request for D1 Project.
That's strange. Did it get lost?
(THE BANKER)
The D1 Project approval request you have is fake.
Who is it? Why would they...
Is it actually the president?
President Kang. I can smell something fishy.
Let's see how long you can pretend to be clean.
It'll be good to keep an eye on Vice-president Lee for a while.
If I can have the president to be on my team for sure,
The first step to reform Daehan Bank is to drive out President Kang.
Let's join hands.